Enhance Your Life Insurance with an Accidental Death Rider
Extra protection when life takes an unexpected turn.
An accidental death rider is an optional add-on to your life insurance policy that provides additional financial support if your death is caused by an accident. At Lorraine Smith Insurance, we help you add this low-cost, high-value protection to ensure your family is covered—no matter what life throws your way.
What Is an Accidental Death Rider?
An accidental death rider is a life insurance supplement that pays out an additional benefit if the insured dies as a direct result of a covered accident. This amount is paid on top of your base life insurance policy’s death benefit and can significantly increase the payout your beneficiaries receive.
Benefits of an Accident Rider
Additional Payout
Extra funds paid out for accidental death
Easy to Add
Attach to most life insurance policies
Low-Cost Add-On
Affordable way to increase protection
Peace of Mind
Protect your loved ones in case of the unexpected
Financial Safety Net
Helps cover sudden, unexpected losses
Is an Accidental Death Rider Right for You?
You might benefit from adding this rider if you:
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Work in a high-risk occupation or travel frequently
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Prefer a low-cost way to increase your policy’s payout
02
Want added protection for your family in case of unexpected events
04
Are looking for comprehensive life insurance coverage
Why Choose Lorraine Smith Insurance?
At Lorraine Smith Insurance, we’re committed to helping you protect your family from life’s “what-ifs.” You’ll get:
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Clear explanations of how riders work
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Honest, no-pressure recommendations
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Flexible policy options that match your needs and budget
We're here to make sure you and your loved ones are fully covered.
